لَيسَ عَلَيكَ هُداهُم وَلـٰكِنَّ اللَّهَ يَهدي مَن يَشاءُ ۗ وَما تُنفِقوا مِن خَيرٍ فَلِأَنفُسِكُم ۚ وَما تُنفِقونَ إِلَّا ابتِغاءَ وَجهِ اللَّهِ ۚ وَما تُنفِقوا مِن خَيرٍ يُوَفَّ إِلَيكُم وَأَنتُم لا تُظلَمونَ

Their guidance isn’t your responsibility, but God guides whom He wills. What you spend of good is for yourselves. All acts of charity should be done seeking God’s favor. Whatever good you give will be returned to you in full, and you won’t be wronged.

لِلفُقَراءِ الَّذينَ أُحصِروا في سَبيلِ اللَّهِ لا يَستَطيعونَ ضَربًا فِي الأَرضِ يَحسَبُهُمُ الجاهِلُ أَغنِياءَ مِنَ التَّعَفُّفِ تَعرِفُهُم بِسيماهُم لا يَسأَلونَ النّاسَ إِلحافًا ۗ وَما تُنفِقوا مِن خَيرٍ فَإِنَّ اللَّهَ بِهِ عَليمٌ

For the poor who are restrained in God’s path, unable to work in the land. The ignorant person thinks, because of their modesty, that they are free from want. You can identify them by their marks. They don’t ask people persistently. Whatever good you give, God is fully aware of it.

الَّذينَ يُنفِقونَ أَموالَهُم بِاللَّيلِ وَالنَّهارِ سِرًّا وَعَلانِيَةً فَلَهُم أَجرُهُم عِندَ رَبِّهِم وَلا خَوفٌ عَلَيهِم وَلا هُم يَحزَنونَ

Those who spend their wealth, night and day, secretly and publicly, will have their reward with their Lord. They will neither fear nor grieve.

الَّذينَ يَأكُلونَ الرِّبا لا يَقومونَ إِلّا كَما يَقومُ الَّذي يَتَخَبَّطُهُ الشَّيطانُ مِنَ المَسِّ ۚ ذٰلِكَ بِأَنَّهُم قالوا إِنَّمَا البَيعُ مِثلُ الرِّبا ۗ وَأَحَلَّ اللَّهُ البَيعَ وَحَرَّمَ الرِّبا ۚ فَمَن جاءَهُ مَوعِظَةٌ مِن رَبِّهِ فَانتَهىٰ فَلَهُ ما سَلَفَ وَأَمرُهُ إِلَى اللَّهِ ۖ وَمَن عادَ فَأُولـٰئِكَ أَصحابُ النّارِ ۖ هُم فيها خالِدونَ

Those who consume usury won’t rise, except as one whom Satan has driven to madness by his touch. This is because they say, “Commerce is just like usury.” However, God permitted commerce and prohibited usury. Whoever abstains after receiving a warning from his Lord, may keep his past earnings, and his case rests with God. However, those who persist are the residents of the Fire, where they will remain forever.

يَمحَقُ اللَّهُ الرِّبا وَيُربِي الصَّدَقاتِ ۗ وَاللَّهُ لا يُحِبُّ كُلَّ كَفّارٍ أَثيمٍ

God wipes out usury and nurtures charitable deeds. God doesn’t love every ungrateful sinner.

يا أَيُّهَا الَّذينَ آمَنُوا اتَّقُوا اللَّهَ وَذَروا ما بَقِيَ مِنَ الرِّبا إِن كُنتُم مُؤمِنينَ

O you who believe, fear God and give up what remains of usury, if you are believers.

فَإِن لَم تَفعَلوا فَأذَنوا بِحَربٍ مِنَ اللَّهِ وَرَسولِهِ ۖ وَإِن تُبتُم فَلَكُم رُءوسُ أَموالِكُم لا تَظلِمونَ وَلا تُظلَمونَ

If you don’t, then take notice of a war from God and His Messenger. But if you repent, you may keep your principal. You won’t be wronged, and you won’t wrong.

وَإِن كانَ ذو عُسرَةٍ فَنَظِرَةٌ إِلىٰ مَيسَرَةٍ ۚ وَأَن تَصَدَّقوا خَيرٌ لَكُم ۖ إِن كُنتُم تَعلَمونَ

If he is in difficulty, then grant a postponement until a time of ease. But if you waive it as charity, it would be better for you—if only you knew.

وَاتَّقوا يَومًا تُرجَعونَ فيهِ إِلَى اللَّهِ ۖ ثُمَّ تُوَفّىٰ كُلُّ نَفسٍ ما كَسَبَت وَهُم لا يُظلَمونَ

Beware of the Day when you will be returned to God, then every soul will be compensated what it has earned, and they won’t be treated unjustly.

يا أَيُّهَا الَّذينَ آمَنوا إِذا تَدايَنتُم بِدَينٍ إِلىٰ أَجَلٍ مُسَمًّى فَاكتُبوهُ ۚ وَليَكتُب بَينَكُم كاتِبٌ بِالعَدلِ ۚ وَلا يَأبَ كاتِبٌ أَن يَكتُبَ كَما عَلَّمَهُ اللَّهُ ۚ فَليَكتُب وَليُملِلِ الَّذي عَلَيهِ الحَقُّ وَليَتَّقِ اللَّهَ رَبَّهُ وَلا يَبخَس مِنهُ شَيئًا ۚ فَإِن كانَ الَّذي عَلَيهِ الحَقُّ سَفيهًا أَو ضَعيفًا أَو لا يَستَطيعُ أَن يُمِلَّ هُوَ فَليُملِل وَلِيُّهُ بِالعَدلِ ۚ وَاستَشهِدوا شَهيدَينِ مِن رِجالِكُم ۖ فَإِن لَم يَكونا رَجُلَينِ فَرَجُلٌ وَامرَأَتانِ مِمَّن تَرضَونَ مِنَ الشُّهَداءِ أَن تَضِلَّ إِحداهُما فَتُذَكِّرَ إِحداهُمَا الأُخرىٰ ۚ وَلا يَأبَ الشُّهَداءُ إِذا ما دُعوا ۚ وَلا تَسأَموا أَن تَكتُبوهُ صَغيرًا أَو كَبيرًا إِلىٰ أَجَلِهِ ۚ ذٰلِكُم أَقسَطُ عِندَ اللَّهِ وَأَقوَمُ لِلشَّهادَةِ وَأَدنىٰ أَلّا تَرتابوا ۖ إِلّا أَن تَكونَ تِجارَةً حاضِرَةً تُديرونَها بَينَكُم فَلَيسَ عَلَيكُم جُناحٌ أَلّا تَكتُبوها ۗ وَأَشهِدوا إِذا تَبايَعتُم ۚ وَلا يُضارَّ كاتِبٌ وَلا شَهيدٌ ۚ وَإِن تَفعَلوا فَإِنَّهُ فُسوقٌ بِكُم ۗ وَاتَّقُوا اللَّهَ ۖ وَيُعَلِّمُكُمُ اللَّهُ ۗ وَاللَّهُ بِكُلِّ شَيءٍ عَليمٌ

O you who believe, when you contract a debt for a fixed term, put it in writing. Let a scribe write it down justly. No scribe should refuse to write as God has taught him. He should write, and it should be dictated, fearing God, his Lord, and not diminish anything from it. If the debtor is intellectually incapable, weak, or unable to dictate, then his guardian should dictate with fairness. Call upon two witnesses from among your men, and if two men are not available, then a man and two women acceptable to you as witnesses, so that if one of them errs, the other can remind her. Witnesses shouldn’t refuse when called upon. Don’t deem it insignificant to write it down, whether small or large, along with its due date. This is more just in the sight of God, provides stronger evidence, and is more likely to prevent doubts, unless it’s an immediate transaction conducted between you, in which case, there is no blame on you for not recording it. However, do ensure witnesses are present whenever you perform a trading transaction. Neither scribe nor witness should be harmed. If you do so, it would be a transgression on your part. So fear God, for it is God who educates you. God has full knowledge of everything.